Terms of Use

Last updated: ____________

By using policypeep.com you agree to these terms. PolicyPeep is a marketing brand of All American Agency Insurance, a licensed insurance producer ("we," "us").

What this site is

This site lets you request life insurance quotes and, if you choose, submit an application through the Quote & Apply platform operated by BackNine Insurance and Financial Services. We are an independent agency. We are not an insurance company and we do not issue policies.

Quotes are estimates

Any premium shown is an estimate based on the information you entered. It is not an offer of insurance, a binder, or a guarantee that you will be approved or approved at that price. Coverage exists only when a carrier issues a policy and it takes effect under the carrier's terms. Final premiums are determined by the carrier's underwriting and may be higher than quoted, or coverage may be declined.

Accurate information

You agree the information you provide is truthful and complete. Misstatements on an insurance application can result in a claim being denied or a policy being rescinded by the carrier.

Not advice

Nothing on this site is tax, legal, or investment advice, and general educational content (such as coverage rules of thumb) is not a recommendation about what is suitable for you. Talk to a licensed agent about your own situation.

Eligibility

You must be at least 18 and a resident of a state in which we are licensed and the applicable product is approved. Not all products are available in all states.

Acceptable use

Don't use the site to submit false information, submit applications on someone else's behalf without authorization, scrape or reverse engineer the site, or interfere with its operation.

Third-party services

The quoting and application tool, and any carrier site you're directed to, are operated by third parties under their own terms and privacy policies. We aren't responsible for their content or availability.

Disclaimer and limitation of liability

The site is provided "as is" without warranties of any kind, to the fullest extent permitted by law. To the fullest extent permitted by law, we are not liable for indirect, incidental, special, or consequential damages arising out of your use of the site. Nothing here limits any obligation we have to you as a licensed insurance producer under applicable insurance law.

Intellectual property

The PolicyPeep name, logo, and site content are ours. Carrier names and logos are the property of their respective owners and their appearance does not imply endorsement of this site.

Changes

We may update these terms; the date above will change when we do. Continued use means you accept the updated terms.

Governing law

These terms are governed by the laws of the State of ____________, without regard to conflict of law rules.

Contact

All American Agency Insurance
____________________, Hewlett, NY _____
hello@policypeep.com · (888) 858-8467